Automated Asset Allocation Website Terms of Use
These are the terms of use for www.automatedassetallocation.com (Site). The Site is operated by Robo Asset Allocation Ltd, (we, us and our), which is a limited company, registered in England. Our registered company number is 12209102, and our registered address is 2A Weybridge Park, Weybridge, KT13 8SH, Surrey. We are independent financial education publisher, we offer no advice to invest in particular securities, or deal with a particular financial entity.

Your use of the Site will be subject to these terms and by using the Site you agree to be bound by them. The services we offer to our site visitors are provided subject to our General Terms and Conditions.

We reserve the right to change these terms of use from time to time by changing them on the Site. These terms of use were last updated on 15 June 2020.

Access to the Site
Only persons who are at least 18 years of age intend the Site for use. By using the Site, you confirm that you meet that requirement.

It is your responsibility to ensure your equipment (computer, laptop, netbook, tablet or other mobile device) meets all the necessary technical specifications to enable you to access and use the Site and is compatible with the Site.

We may, from time to time, restrict access to certain features, parts or content of the Site, or the entire Site. You are responsible for all activities that occur under your use and must notify us immediately of any unauthorised use or other security breach of which you become aware. We reserve the right to disable the site if in our opinion users have failed to comply with any of the provisions of these terms of use.

We cannot guarantee the continuous, uninterrupted or error-free operability of the Site. There may be times when certain features, parts or content of the Site, or the entire Site, become unavailable (whether on a scheduled or unscheduled basis) or are modified, suspended or withdrawn by us, in our sole discretion, without notice to you. You agree that we will not be liable to you or to any third party for any unavailability, modification, suspension or withdrawal of the Site, or any features, parts or content of the Site.

The information on this website shall not be deemed to constitute advice and should not be relied on as such to enter into a transaction or for any investment decision.

The information on this website does not constitute an offer or solicitation and is provided for information purposes only and is not as the basis for any contract for the purchase or sale of any investment product or instrument.

What is not allowed?
Except to the extent expressly set out in these terms of use, you are not allowed to:

‘Scrape’ content or store content of the Site on a server or other storage device connected to a network or create an electronic database by systematically downloading and storing all of the content of the Site;
Remove or change any content of the Site or attempt to circumvent security or interfere with the proper working of the Site or the servers on which it is hosted; or
Create links to the Site from any other website, without our prior written consent, although you may link from a website that is operated by you provided the link is not misleading or deceptive and fairly indicates its destination, you do not imply that we endorse you, your website, or any products or services you offer, you link to (and do not frame or replicate) the home page of the Site, and the linked website does not contain any content that is unlawful, threatening, abusive, defamatory, pornographic, obscene, vulgar, indecent, offensive or which infringes on the intellectual property rights or other rights of any third party.
You must only use the Site and anything available from the Site for lawful purposes (complying with all applicable laws and regulations), in a responsible manner, and not in a way that might damage our name or reputation or that of any of our affiliates.

Our rights to terminate and restrict access to the Site
All rights granted to you under these terms of use will automatically terminate in the event that you are in breach of any of them and we shall be entitled to immediately suspend all your access to the Site.

Intellectual property rights and licence
You are granted a limited non-exclusive, non-transferable, royalty free revocable licence to use the content on the Site for your personal use.

All intellectual property rights in any content of the Site (including without limitation text, graphics, tables, charts, diagrams, lists, software, photographs and other images, videos, sound, trademarks and logos) are owned by us.

Except as expressly set out here, nothing in these terms of use gives you any rights in respect of any intellectual property owned by us and you acknowledge that you do not acquire any ownership rights by downloading content from the Site. In the event you print off, copy or store pages from the Site (only as permitted by these terms of use), you must ensure that any copyright, trademark or other intellectual property right notices contained in the original content are reproduced.

If you:

Infringe our intellectual property rights; or
We suspect you have infringed our intellectual property rights; or
It becomes apparent you intend to infringe our intellectual property rights,
all rights granted to you under these terms of use shall automatically terminate and we shall be entitled to immediately restrict your access to the Site.

Content
We may change the format and content of the Site from time to time. You agree that your use of the Site is on an ‘as is’ and ‘as available’ basis and at your sole risk. we try to make sure that all information contained on the Site (other than any user-generated content) is correct, it is not intended to amount to authority or advice on which reliance should be placed. You should check with us or the relevant information source before acting on any such information.

Except to the extent that our General Terms and Conditions apply, we make or give no representation or warranty as to the accuracy, completeness, currency, correctness, reliability, integrity, quality, fitness for purpose or originality of any content of the Site and, to the fullest extent permitted by law, all implied warranties, conditions or other terms of any kind are hereby excluded and we accept no liability for any loss or damage of any kind incurred as a result of you or anyone else using the Site or relying on any of its content.

We cannot and do not guarantee that any content of the Site will be free from viruses and/or other code that may have contaminating or destructive elements. It is your responsibility to implement appropriate IT security safeguards (including anti-virus and other security checks) to satisfy your particular requirements as to the safety and reliability of content.

Your personal information
Our Privacy and Cookies Policy govern use of your personal information submitted to or via the Site.

External links
The Site may, from time to time, include links to external sites. We include these to provide you with access to information, products or services that you may find useful or interesting. We are not responsible for the content of these sites or for anything provided by them and do not guarantee that they will be continuously available. The fact that we include links to such external sites does not imply any endorsement of or association with their operators or promoters.

Limitation of liability
Except for any legal responsibility that we cannot exclude in law (such as for death or personal injury) or arising under applicable laws relating to the protection of your personal information, we are not legally responsible for any losses:

Not foreseeable to you and us when these terms were formed;
That were not caused by any breach on our part;
Losses to non-consumers;
Business losses; or
Losses of profits or revenue.
For any other losses, damages or claims not restricted by the above bullet points, you agree our total liability shall not exceed £2,500.00 and that this is reasonable, especially as access to the content on the Site is granted free of charge.

Rights of third parties
No one other than a party to these terms has any rights to enforce these terms.

Variation
These terms are dated 15 June 2020. No changes to these terms are valid or have any effect unless agreed by us in writing or made in accordance with this paragraph. We reserve the right to vary these terms from time to time. Our updated terms will be displayed on the Site and by continuing to access the Site following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these terms from time to time to verify such variations.

No waiver
No failure, delay or omission by either party in exercising any right, power or remedy provided by law or under this agreement shall operate as a waiver of that right, power or remedy, nor shall it preclude or restrict any future exercise of that or any other right or remedy. No single or partial exercise of any right, power or remedy provided by law or under this agreement shall prevent any future exercise of it or the exercise of any other right, power or remedy.

Severance
If any provision of these terms and conditions (or part of any provision) is or becomes illegal, invalid or unenforceable, the legality, validity and enforceability of any other provision of these terms and conditions shall not be affected

If any provision of these terms and conditions (or part of any provision) is or becomes illegal, invalid or unenforceable but would be legal, valid and enforceable if some part of it was deleted or modified, the provision or part-provision in question shall apply with such deletions or modifications as may be necessary to make the provision legal, valid and enforceable.

Governing law and jurisdiction
These terms of use shall be governed by English law, and you agree that any dispute between you and us regarding them or the Site will only be dealt with by the English courts, provided that, if you are a consumer and not a business user and live in a part of the United Kingdom other than England, the applicable law of that part of the United Kingdom will govern and any dispute will only be dealt with by the courts there. Nothing shall prevent us from bringing proceedings to protect our intellectual property rights before any competent court and in such case that court’s governing law shall apply.