Automated Asset Allocation
Automated Asset Allocation

FAQs

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FAQs

Frequently Asked Questions

Because they are passively managed and are considered benchmarks. These types of fund outperform more than two thirds of active fund managers in the long-term.

ETFs are listed on the stock exchanges such as London Stock Exchange and they trade like a stock during the market hours; however, the prices of non-listed index funds are fixed once per day after the close of the stock market.

No, but they will be very close, for there are few imbedded costs in the purchase and sale of the stocks of the benchmark and other administrative fees. In addition, the shareholders of these funds are paid a cash dividend.

No, to be in the benchmark, the company has to meet certain requirements, such as capitalization, or minimum price among other things, and can be dropped and replaced by another.

You can invest in the same securities through your investment advisor, or directly with your stockbroker, or via an investment platform (fund supermarket).

It depends, you may invest a lump sum, or certain amounts periodically, such as monthly. This may depend on the minimum investment amount required by your stockbroker or investment platform.

Typically, once per year, though AAA will publish on its website a rebalance announcement with comments on performance. The portfolio weighting of 14.2% for each financial position spread across seven different securities (ETFs or index funds)will remain the same.

No, AAA does not accept any money, for it is not a financial institution.

No, AAA is a neutral party with no affiliations with any financial institutions.

Terms of Use

Automated Asset Allocation Website Terms of Use
These are the terms of use for www.automatedassetallocation.com (Site). The Site is operated by Robo Asset Allocation Ltd, (we, us and our), which is a limited company, registered in England. Our registered company number is 12209102, and our registered address is 2A Weybridge Park, Weybridge, KT13 8SH, Surrey. We are independent financial education publisher, we offer no advice to invest in particular securities, or deal with a particular financial entity.

Your use of the Site will be subject to these terms and by using the Site you agree to be bound by them. The services we offer to our site visitors are provided subject to our General Terms and Conditions.

We reserve the right to change these terms of use from time to time by changing them on the Site. These terms of use were last updated on 15 June 2020.

Access to the Site
Only persons who are at least 18 years of age intend the Site for use. By using the Site, you confirm that you meet that requirement.

It is your responsibility to ensure your equipment (computer, laptop, netbook, tablet or other mobile device) meets all the necessary technical specifications to enable you to access and use the Site and is compatible with the Site.

We may, from time to time, restrict access to certain features, parts or content of the Site, or the entire Site. You are responsible for all activities that occur under your use and must notify us immediately of any unauthorised use or other security breach of which you become aware. We reserve the right to disable the site if in our opinion users have failed to comply with any of the provisions of these terms of use.

We cannot guarantee the continuous, uninterrupted or error-free operability of the Site. There may be times when certain features, parts or content of the Site, or the entire Site, become unavailable (whether on a scheduled or unscheduled basis) or are modified, suspended or withdrawn by us, in our sole discretion, without notice to you. You agree that we will not be liable to you or to any third party for any unavailability, modification, suspension or withdrawal of the Site, or any features, parts or content of the Site.

The information on this website shall not be deemed to constitute advice and should not be relied on as such to enter into a transaction or for any investment decision.

The information on this website does not constitute an offer or solicitation and is provided for information purposes only and is not as the basis for any contract for the purchase or sale of any investment product or instrument.

What is not allowed?
Except to the extent expressly set out in these terms of use, you are not allowed to:

‘Scrape’ content or store content of the Site on a server or other storage device connected to a network or create an electronic database by systematically downloading and storing all of the content of the Site;
Remove or change any content of the Site or attempt to circumvent security or interfere with the proper working of the Site or the servers on which it is hosted; or
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Our rights to terminate and restrict access to the Site
All rights granted to you under these terms of use will automatically terminate in the event that you are in breach of any of them and we shall be entitled to immediately suspend all your access to the Site.

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Except as expressly set out here, nothing in these terms of use gives you any rights in respect of any intellectual property owned by us and you acknowledge that you do not acquire any ownership rights by downloading content from the Site. In the event you print off, copy or store pages from the Site (only as permitted by these terms of use), you must ensure that any copyright, trademark or other intellectual property right notices contained in the original content are reproduced.

If you:
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We suspect you have infringed our intellectual property rights; or
It becomes apparent you intend to infringe our intellectual property rights,
all rights granted to you under these terms of use shall automatically terminate and we shall be entitled to immediately restrict your access to the Site.

Content
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The Site may, from time to time, include links to external sites. We include these to provide you with access to information, products or services that you may find useful or interesting. We are not responsible for the content of these sites or for anything provided by them and do not guarantee that they will be continuously available. The fact that we include links to such external sites does not imply any endorsement of or association with their operators or promoters.

Limitation of liability
Except for any legal responsibility that we cannot exclude in law (such as for death or personal injury) or arising under applicable laws relating to the protection of your personal information, we are not legally responsible for any losses:

Not foreseeable to you and us when these terms were formed;
That were not caused by any breach on our part;
Losses to non-consumers;
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For any other losses, damages or claims not restricted by the above bullet points, you agree our total liability shall not exceed £2,500.00 and that this is reasonable, especially as access to the content on the Site is granted free of charge.

Rights of third parties
No one other than a party to these terms has any rights to enforce these terms.

Variation
These terms are dated 15 June 2020. No changes to these terms are valid or have any effect unless agreed by us in writing or made in accordance with this paragraph. We reserve the right to vary these terms from time to time. Our updated terms will be displayed on the Site and by continuing to access the Site following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these terms from time to time to verify such variations.

No waiver
No failure, delay or omission by either party in exercising any right, power or remedy provided by law or under this agreement shall operate as a waiver of that right, power or remedy, nor shall it preclude or restrict any future exercise of that or any other right or remedy. No single or partial exercise of any right, power or remedy provided by law or under this agreement shall prevent any future exercise of it or the exercise of any other right, power or remedy.

Severance
If any provision of these terms and conditions (or part of any provision) is or becomes illegal, invalid or unenforceable, the legality, validity and enforceability of any other provision of these terms and conditions shall not be affected

If any provision of these terms and conditions (or part of any provision) is or becomes illegal, invalid or unenforceable but would be legal, valid and enforceable if some part of it was deleted or modified, the provision or part-provision in question shall apply with such deletions or modifications as may be necessary to make the provision legal, valid and enforceable.

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These terms of use shall be governed by English law, and you agree that any dispute between you and us regarding them or the Site will only be dealt with by the English courts, provided that, if you are a consumer and not a business user and live in a part of the United Kingdom other than England, the applicable law of that part of the United Kingdom will govern and any dispute will only be dealt with by the courts there. Nothing shall prevent us from bringing proceedings to protect our intellectual property rights before any competent court and in such case that court’s governing law shall apply.